If you weren't here tomorrow, would they know where to start?
Kinsake is where you record everything your family would need to know — the bills, the accounts, the vendors, the where-things-are — in your own words. When they need answers, they just ask.
Free for 30 days · no credit card · your data is always yours
You know things nobody else knows. That's the problem.
Which account the mortgage pulls from. Who the good plumber is. Where the will is. The alarm code. The policy nobody else remembers exists.
Right now, all of it lives in one place: your head. If something happened to you tonight, the people you love wouldn't just be grieving — they'd be trying to run a household they never fully managed, while the bills keep coming and the calls they don't know how to make pile up. The most thoughtful thing you can leave them isn't money. It's clarity.
of Americans have no will, no trust, no plan of any kind. The people they love will figure it out alone.
say they wouldn't know what to do if a family member died today. Not eventually. Today.
Surviving spouses face double the rate of financial insolvency in the year after a partner's death.
is all it takes to start recording what matters. Save and pick it back up anytime.
"We'd been married 13 years. I signed where I needed to sign and that was the end. I had no idea what bank we were financing through. There were IRAs, investment accounts, credit cards, tuition funds. I had no idea how much was in any of them — or who to call to find out."
A wife, on the moment she realized she knew nothing about their finances
Three steps. Fifteen minutes to start.
No spreadsheets. No legal forms. No blank page. Just answer simple questions the way you'd explain things if they asked.
Record
A short guided interview — about 20 questions, around 15 minutes — walks you through the five areas that matter most: finances, home, vendors, legal, and personal. Answer in your own words. Save and pick up anytime.
Hand it off
When you're ready, invite the people who'll need it — your spouse, your kids — as recipients. They get secure access to ask and read. There's no app for them to learn.
They just ask
In a crisis, they type a question in plain English and get a clear answer — in your words, drawn only from what you recorded. If you never wrote it down, it says so. It never guesses.
It's not a vault. It's a conversation.
Every other tool hands your family a folder of files to dig through under stress. Kinsake answers the actual question — clearly, specifically, and only from what you recorded.
The electric bill is on auto-pay — it pulls directly from the Chase checking account, usually around the 15th. You don't need to do anything for it to go through. To check the amount, log into the Chase app; your email is the username.
Based on Jason's notes: "Finances → Auto-pays" (recorded March 2025)
Built for the person in crisis — not the tech-savvy one.
The hardest part of a hard day shouldn't be figuring out where to look.
Grounded answers, never guesses
Kinsake only tells them what you actually recorded. If it isn't there, it says so plainly. A wrong answer in a crisis is worse than no answer.
In your own words
Answers come back in your voice, with your specifics — the way you'd have explained it yourself. Not legalese, not a generic template.
A guided interview, not a blank page
You don't have to know what to write. Kinsake asks the right questions across all five areas, so you just answer.
Your data stays yours
You choose exactly who to invite, and you can read or export everything anytime. It's never held hostage — even if you cancel.
No app for them to learn
Recipients just type a question and read the answer. Nothing to install, set up, or figure out — exactly when they're least able to.
Pick up where you left off
You don't have to do it all at once. Add a little at a time, edit as life changes, and keep it current with a few minutes here and there.
| Feature | Digital vaults | Kinsake |
|---|---|---|
| Search for "mortgage," find a PDF | ✓ | — |
| Ask "how do I pay the mortgage?" and get a clear answer | ✗ | ✓ |
| Answers in your words, with your specifics | ✗ | ✓ |
| Works even when they don't know what to search for | ✗ | ✓ |
| Guided questions so you're never staring at a blank page | Some | ✓ (20+ starters) |
| Never invents or guesses an answer | N/A | ✓ (by design) |
Start with the questions they'll actually need answered.
Finances
How do I pay the mortgage? What's on auto-pay? Where are the investment accounts?
Home
Where's the water shut-off? What size is the air filter? What's the alarm code?
Vendors
Who do I call if the furnace breaks? Who's our plumber? Which neighbors can help?
Legal
Where is the will? Who's our attorney? Where are the insurance policies?
Personal
What do you want the kids to know? What are your wishes? Anything left unsaid?
Try it free. Decide when you're ready.
Every plan starts with a free 30-day trial — no credit card. Build your whole vault and try the chat. Choose a plan only when you've decided it's worth keeping.
Founding Member
Locked at this price for life. Limited to the first 500 members — when they're gone, it's gone.
- Price-locked forever
- Invite recipients (trustees)
- Up to 2 contributors, included free
- Ongoing chat for you and your family
- Export your data anytime
Yearly
The everyday plan. Everything you need to record, hand off, and keep it current.
- Invite recipients (trustees)
- Up to 2 contributors, included free
- Ongoing chat for you and your family
- Export your data anytime
Lifetime
Paid once, kept forever. For the planner who wants it handled and never thinks about it again.
- Everything in Yearly
- One payment, no renewals
- Up to 2 contributors, included free
- Export your data anytime
Have a firm or advisor code? Redeem it here.
Your information is always yours to read — free, forever. After the trial, your vault stays readable. It's never held hostage, even if you cancel.
30-day refund on annual plans. Change your mind in the first month and we'll give it back, no questions asked.
Private by default. Yours by design.
This is some of the most personal information you have. It's treated that way.
Encrypted in transit
Your information is protected on its way to and from Kinsake.
You control access
No one sees anything until you invite them. Recipients can read and ask — never change.
Hints, not secrets
Kinsake guides you to store references and hints — not raw passwords or full account numbers.
Not legal or financial advice
Kinsake is a private place to record your own knowledge. For legal, tax, or estate matters, consult a professional.
A note from the founder
"I realized that if something happened to me, my family wouldn't know where to begin — and I felt the same helplessness imagining the day my parents are gone."
I'm the one in our house who keeps track of how everything works — the accounts, the bills, the little logistics nobody else thinks about. One night it hit me that all of it lived in my head, and if I weren't here, the people I love most would be left guessing through the worst week of their lives.
I looked for something to fix that and only found document vaults — folders to fill and hope someone could make sense of later. That's not how people actually need help in a crisis. They don't need files. They need answers, in plain words, from the person who knew.
So I built Kinsake: a way to record what's in your head once, in your own voice, and leave it somewhere your family can simply ask. It's the most honest act of care I know how to make. I hope it gives your family the same peace it's given mine.
JasonFounder, Kinsake
Everything you might be wondering
Is it really free to start?
Yes — 30 days, no credit card. Build your whole vault and try the chat before deciding anything.
What happens after 30 days if I don't pay?
Your information stays, and you can always read it for free. To keep adding, editing, and using the chat, you choose a plan whenever you're ready.
Is my information secure?
Your data is encrypted in transit, and you control exactly who you invite. Kinsake also guides you to store hints and references rather than raw passwords or full account numbers.
Who can see what I record?
Only you, until you choose to invite someone. Recipients see only what you've given them access to, and they can read and ask — never change anything.
What's a "recipient" or "trustee"?
Someone you trust to receive your knowledge — usually a spouse or adult child. They can ask questions and read your answers, but they can't edit what you recorded.
Do they need to be tech-savvy?
No. They just type a question and get an answer. There's no app to install and nothing to learn.
Does the AI ever make things up?
No — this is the single most important design decision in the product. Kinsake only surfaces what you actually recorded. If you didn't write it down, it says so clearly. It never guesses or fills in gaps.
Can I cancel?
Yes, anytime. Your data is never deleted, and you can always read or export it. Annual plans also come with a 30-day refund.
Is this a replacement for a will or estate plan?
No. Your will says who gets what. Kinsake tells your family how to actually run the household — who to call, where things are, how things work — in your voice. It's the layer that lives on top of your legal documents, and it isn't legal or financial advice.
What every family should know.
What Your Spouse Needs to Know If You Die Suddenly
41% of widows had no financial conversations before their husband died. Here's everything your spouse needs — organized into categories you can start recording today.
What Happens to Your Family's Finances If You Die Suddenly?
51% of widows end up living paycheck-to-paycheck after losing their spouse. Here's exactly what happens — and what you can do about it this week.
What Your Spouse Doesn't Know About Your Finances
80% of couples have one partner who handles all the finances. Here's what your spouse doesn't know — and why that gap matters more than you think.
The most thoughtful thing you can leave them is clarity.
Fifteen minutes now can spare your family months of confusion later. Start free today — build it, try it, and decide when you're ready.
Free for 30 days · no credit card · cancel anytime, your data is always yours